Quote:
Originally Posted by ConsiderThis
Hi Lara, from working at the hotel, I know that when paperwork is processed it goes through the system in order to see if the Card is good.
With a credit card, that's the end of it.
With a debit card the processing actually creates a debit.
It can be reversed when the charge does not fully materialize, but in the interim that much money is no longer in the account.
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I must have just been lucky then.
Last time I hired a car there were two different transactions. The card processed fine when I paid for the rental car hire but the company did NOT process my deposit. They kept that separate transaction in my file (it's processed on paper and signature required) and ripped it up at the end, therefore leaving me with that money for the deposit still in my account. The money for the deposit would only be used by the care hire place if there was a problem. I guess they're the ones taking the risk there, hey!
PS.
Curious, some card fees are much higher here than others as well, so some businesses with not take certain cards... Diner Card is one I think. Can't think of the others right now