Yes, you would think you were on Candid Camera! Hope you don't mind that I reply to your post.
Part D stinks...to use a non-censored word...
I have AARP for both Part D and Medicare Supplemental. The latter is wonderful and I feel worth the premium...I have yet to pay a single penny to a physician or hospital since April 1, 2000.
I have been in the Part D "donut hole" since April. AARPs RX plan DOES pay for generics during the "hole" period, of which I take several; e.g. other PD meds such as Amantadine. The only bad part is that with generics I will never reach the Catastrophic part.
You know that it isn't AARP that is allowing only $2,400 per year...right? It is Medicare that sets the limits...right?
There is not employer on Planet Earth who would even consider putting a plan such as Part D in front of their employees...they would be laughed at heartily. So, how come elderly and disabled get to "endure" such are horrendous plan at Part D.