Dear Ms. Caribbean.

I have been to all but 6 states in the U.S. and those are Northern states where it is brrr cold in the winters so these would be out of the picture.

Hmmm. Lizards..I have seen these little creatures everywhere. They stay outside and I rarely see them indoors. They won't hurt you. I have picked one up when I saw it in the way of a lawnmower.

I like Texas, Georgia, Arkansas, Kentucky and parts of Tennessee, i.e. Nashville, Knoxville if I were making a change with your criteria. Parts of Texas can get brutally hot but the amenities surpass the heat. (Not northern Texas as they can get some brutal snowstorms) San Antonio, I would actively explore. (Not Austin, too expensive) I love Louisville,Lexington, Paducka (sp) area, Kentucky. More all round weather and not too much of this and that.

The places I have mentioned all have major airports and great medical centers. (Atlanta's airport though can be a nightmare)

Now get busy and open up your Atlas.