(((((((Xie)))))))) It's been such a long time and so good to hear from you. SO GLAD you have posted. I remember so well when you were taking care of the grandchildren and how difficult it was to have them and how difficult it was to let them go!

I know...people think I'm nuts when I say this, but I think money can bring happiness. Not being able to meet finances and having those AWFUL creditor calls is so very depressing in and of itself. But when I have the money to be able to live, my depression lifts a lot. Financial woes alone can bring you down to such a low level. And we're all only a heartbeat away from losing everything.

There have been periods in my life when I don't even answer the phone no matter who it is. Don't want to go anywhere. Don't want to get up in the morning or even go to bed at night! The dishes pile up, clutter starts everywhere, things end up on the floor to trip over, laundry piles up in corners. It's all too familiar to me so my heart goes out to you.

Ask for guidance and help! Pray, pray, pray to whatever or whomever you believe in. I'll pray for you as well ((Xie)).