I've definitely reached that point already! I'm just getting into a situation financially that I may have no choice but to return to my job and my doctor is pushing me in that direction. Your answers were pretty much what I expected, I guess I just kind of wanted to hear it from someone else so I can tell my attorney just how serious this is so maybe he will hurry up and get the WC situation straightened out so I can quit worrying about money and work on getting better!