I have noticed that particular 'qualifying phrases' are being 'inserted' hither and yon about formulary issues in each year's plan change updates. While my insurance is pretty good, I always SHIVVER when I read such phrasing. Once we sign a contract we shouldn't have to fear that old OH MY! We've changed our minds kind of mentality...at our expense.
Granted, costs, availability of resources and a slew of other issues we probably don't want to know about come into play... But, Gee folks...You hang us up like wet laundry out to dry during a blizzard? I better stop, might get all political or something... Sigh! - j

PS: Kmeb, how are you doing today?