There are many plans negotiated by the place of employment for the retiring employees. Call Human Resources of where your hubby works and ASK what the plan is for retirees and make sure to ask why you got a COBRA form.

If you are on Medicare, and both you and your hubby are retired, Medicare becomes your primary insurance.

when the hubby was working my Blue Cross came first and it covered tons of stuff! now that he is retired and medicare is at the head of the list, I am so limited on so many things! its stinks!

make some phone calls BEFORE he retires. get those duckies in a row.