The reason I say that is..

When my husband retired, even though HE has a great insurance policy, the moment HE retired, Medicare went to the front of the line! as long as he was working, HIS insurance came first. It ticked me off!

Part of my company's policy was to PAY for my Medicare premimums, but since I didnt know that, I paid for my own for a full year, before I found out. It took a big fight to be re imbursed for that.

Many companies have many different directions that the insurance policies go into once you or your husband retire. Please make an appointment to sit and talk with human resources to make sure you know what will or will not be able to happen once he steps away from his job. it will save you alot of grief later on.