Hi all,

I currently live from paycheck to paycheck and have no savings. I have a small-ish 401K.

is there anything i can or should do now in preparation - financially speaking - for the day I have to stop working full-time, should it ever come?

here are some specific questions:

1) would it be helpful to me to go to my local social security office and get info from them?
2) I currently have long term disability insurance through my work - is there some way i can keep that if i stop working - that sounds like a silly question nnow that i think about it but in case it wasn't obvious i am clueless about stuff like this
3) One can be officially disabled and still work, can't one?
4) if that is the case, what does becoming officially designated disabled consist of/mean - if there even *is* an official designation
5) i recently learned that SSDI does not pay for prescriptions - first of all, WHAT??? what good is it, then? seriously, that is insane. secondly, does anyone know if medicaid does? if so, how does one get on medicaid?

That's all i can think of for now. Any and all assistance appreciated.

boann