not a pleasent subject but, having made my first stop at my local social security office yesterday, is on my mind. so, some thoughts-

1) do you have long term disability or long term care insurance? they are different. if ltd, then find out if you can already qualify and what it would pay. find out if you can earn a small amount of money in addition to what it might pay. sometimes the insurance company will help you with the social security process since they can stop paying you when the government starts.

if you have long term care ins, see if it will cover things that keep ypu in your home like assisting in shopping. some do because it is cheaper than a nursing home.

2) if you have time think about the possibility of a small business. preferably one that pays in cash. flea markets. crafts.

3) medicare comes with SS but there is a two-year wait and it doesn't pay much when it does start. start experimenting with mucuna and the dextromethorphan programs. ginseng too.

4) if you have a little saved (say $3000 to $5000), consider buying a used mobile home that the owners just want rid of and selling it "on time" to someone who needs it. banks won't make loans on such so there is an opportunity but it is not for everyone. if you think it might be for you, do two things- online google "Lonnie Scruggs" (literally "wrote the book"). then go to the nicer parks in your area and talk to the managers. some will be jerks but some will be nice folks. when you find the latter explain what you are trying to do and ask if they sometimes have homes for sale in the park.

the advantage to this is that it is passive income and, done properly, shouldn't affect your disability income since you aren't doing anything. rentals would be different but this is just repayment of a loan. but there is a lot of homework for you to do first. and, again, it is not for everyone.