Oh Jean how awful! I'm sure it was traumatizing for you daughter, poor thing.

Did the woman offer an apology? I would think she would be responsible for any medical bill that is not covered by your ins. but I'm sure she is long gone and your first and main concern was your daughter.

Don't blame yourself, I'm sure it was an accident and we can always think of the shoulda, woulda, coulda after the fact.