I talked to the insurance lady yesterday. I said things about good days and bad days, them trying to get me off the insurance because I didn't take the buyout . She said they weren't trying to do that. It's just that conditions can change month to month. HA! She said the test is 4-6 hours plus a 3 hour round trip car ride. I have to be there at 8:30 AM. I asked if they were providing lunch and she said no. They don't break to eat. I told her I do. I asked her if I should get my atty. involved. I just want her aware that they will have a fight on their hands. I'm very stressed. The test is on the 11th. I'll let you know what happens.