the recent closure of KayBank branches was preceded by a 10k loan to my baby sister, who subsequently discovered that the house she bought had a little covert METH LAB in the backyard toolshed... yeah, we're talkin' toxic city here!

the sellers' son went to prison, the house is unsaleable, and the housing market collapsed.

"Never a borrower, nor a lender be!" is the new motto of the Consolidated KayBank.

safe-deposit boxes are now the only thing available.