Quote:
Originally Posted by Harry Z
Hi Cherie,
You are right in stating that private extended health care insurance in Canada has a maximum life time benefit amount. This is usually determined by the level of policy that you have based on the premium you pay. But a decent plan that would cover medical and dental expenses would cost a lot more than $ 20.00 a month. I, under single coverage, pay $ 150.00 a month. A family would obviously pay more.
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Do you pay for a private plan, Harry? Is it a retirement plan?
I get mine paid for by my (ex) employer, because I am on LTD (permanent). I was the HR manager for the company and maintained all the budgets for these employer costs.
It may have been that we got the premium for much less then some other companies, because of the size and demographics of the organization, but it was less then $20.00. I retired on disability in 2005, but I doubt it's changed much (at least for that size firm) since then.
Does your provincial health care plan pick up on excess over the limits; annual and lifetime?
Cherie
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I am not a Neurologist, Physician, Nurse, or Hairdresser ... but I have learned that it is not such a great idea to give oneself a haircut after three margaritas
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