This is the nature of any business and insurance plans. The more claims that are paid out on will increase the cost of insurance for all people that Walmart employs.

Since she has received a settlement from the company involved in her accident, I don't believe Walmart should have to cover her costs.

If I was to get into an auto accident today and the other driver was at fault. I would not expect my employer's policy to pay for those expenses. I would not have even given my insurance information out. That should have been charged to the person-at-faults insurance company. After all that's why we are required to have auto insurance. Her lawyer should have taken that into consideration when settling this case.