I agree with sheryl if joe blow hits my car I am going to joe blows insurance company, not mine. I feel somehow this person had an attorney that didnt do best by her, something didnt work out right the settlement should of had punitive (sp/) for long term care along with cost for legal and medical on top of the policy, this is what bothers me the policy is in itself a sepperate issues isnt it? the original suit was for the medical and lawyers and if it wasnt then why wasnt it done so, this is what is bothering me her best interest were not looked after and i am not saying wally world i am saying lawyers something this serious should of been well covered.