You can have a gazillion dollars in the bank, three mansions, and 4 jaguars in your driveway.

If you have paid into Social Security all these years, and you file for Social Security Disability, the only thing the social security people care about is
"are you disabled?"

If they find you disabled, you get a fixed income every month and after 2 years, you are eligible for medicare.

That's how it works.

Usually, when people file for Social Security Disability, they are turned down the first two times. They they have to go for reconsideration, hearings, in front of a judge, blah blah blah.

It does happen that you get approved on the first time. It happened to Alan. But usually, you have to do the waiting game.

Then, when you are approved, the money is retroactive from when you applied for it.

So don't worry about your money. It's safe.