You had it right - it's a scam. DO NOT deposit that check. I doubt that's how they get your account number, but here's the thing.... This will look legit even to the bank. By the time the bank realizes there is no account, no money behind that check, you may have already drawn on those funds.


That will put your account into a negative balance.

Here's another one. We got a money order from Canada. It looked exactly like all the other ones - even had the water marks. Only thing it did not have was the date was not complete.

Our bank did not even notice at first. It was deposited and not rejected for almost 3 weeks. More than a week more than usual. Luckily the bank did finally catch that and return it to us. We were able to - after a few threats and a couple months - get reimbursed.

I still think it was stolen and it was fraud. That person could have gotten jail time for that. I know that postal money orders don't just print with half the date.

Anyhoo, glad you're on the ball about this stuff, Melody. You're a smart cookie not to get stung by that scammer.