Hey Steve, don't you feel as though if you stopped writing checks the world economy would crash? Last week I had to have an appliance repairman fix the icemaker $165.00, he determined that my range was shot, bought a new on for $325.00 and my new Rottie needed $325.00 eye surgery. Besides writing all the checks, a friend asked me to ride her 8 year old mare who was having some training issues. First time in over 5 years that I'vef been tossed. To add to the bruise on my right thigh, I have a very distinct hoof print on my left hip where she got in a kick after I hit the ground. I'm not walking too well and today I have pledges committed to me to walk my rottie in a local pet walk, so I have to go. Thank goodness I can take my time, and even though Otto weights !31 lbs, he doesn't pull me.