Thanks for the reply.

I do have the credits into SS. Working since the fall has been a nightmare to put it gently. I am unable to maintain the level that I had before the fall and can not learn/maintain new knowledge. I am just now coming to terms with my situation...after almost begging to keep my job in April. For the 'moment' I have a job that I have had for 7 years and the insurance. I do not have any long term disability insurance nor do I own a house nor do I have a nest egg. The office where I work is very small only 10 employees, family owned. So if one person doesn't pull their weight it is a problem to the whole office. I know that they want me to quit, but I can't quit nor can I keep up....

I have talked with my doctors and they all strongly say that I not work, but if I don't work, I have no other means of income...I'm in a catch 22. Working is really taking a toll on me physically and mentally. I always thought I was going to get better....but the doctors said that it is permanent. After 2 1/2 years I'm no better today than I was the day after my fall....the only difference is that I know now much damage I have.

I'm meeting with an attorney to discuss my options. I've decided it best to go ahead and pay the bill to meet with the attorney so at least I know where I stand.

My light is positive, my energy clear....my path is light....

Melek