I cannot stand the thought of having a cloth over my eyes. I think it would make me more claustrophobic.

I close and open my eyes and never have had a problem. During my last MRI they had a mirror positioned so I could see them in the control booth and that helped me. They do not provide music as an option
After my first one, I have taken a low dose of clonozepam and have been okay. I actually go through a standard lecture that I give in my American Government classes, "How a Biil Becomes a Law?" I know that takes about 40 minutes without questions and I have given it so many times that I have it memorized. I am such a geek!!! Then if I need to do so, I start saying the rosary in my head.