Vic - My situation was a little different. As a single mom with sporadic child support it makes it a little different and it makes the answer almost a no brainer.

During my 1st major flare, I was unable to walk, had no balance, spasticity that looked as if I was having a seizure, etc. This went on for a couple of weeks and I would not go to the dr as I did not have health insurance, it was not offered by my employer and could not afford insurance on my own.

To shorten the story, I sucked up my pride and went in to apply for assistance. I completely looked out of place sitting there waiting for my interview, dressed casually but nice, hair done, make up on, etc. It was really tough but I knew it was in the best interest for my DDs and myself.

However, if my situation was different and I could afford to pay for insurance myself, I would opt to do that instead. There are so many others that need the help I would feel terrible and guilty of taking advantage of public assistance.

If I didn't do this, I would be in the red line group - below poverty level on paper as well as my assets and bank account. Even with the SSDI we are below poverty level on paper and in my account.

I now have Medicare and Medicaid and DDs are still on the public health system. Medicaid pays for my Medicare premium.