I have Medicare A + B and my wife has me covered on her health insurance. We use hers as a primary and Medicare back up.

If she lost her job and had to find another, chances are, my MS would be a pre existing condition and not be covered. I would then use Medicare as my sole insurance.

I feel I paid many years into the system and my wife still does. I don't feel bad about using my medicare. If I had to be on medicaid I would also not feel bad.

If you CAN'T work, its a legitimate option, if you CAN work and are too Lazy to work, I don't think you should. my opinion, that's all.