Hmmmm ....
We don't pay very much for health insurance, but then again, I don't think we have cadillac service either. Our doctors are top notch, and we certainly get adequate care . . . but we don't snap our fingers and get what we want, when we want.
From what I've heard of the subsidized medical system there, the service can be not so good at all. Are you willing to take the stress that goes along with that?
Even with low premiums for most Canadians (about $120 per month for a family), people who are unable to make a reasonable ANNUAL INCOME are subsidized or fully covered. It doesn't matter how much money we have in assets (on paper, or not), if our income is insufficient, we may pay less then the standard, or nothing. I am disabled and on LTD, with very little "taxable" (on paper

) income, so my family is fully subsidized.
I guess my ethical response would be that I don't think a person should go broke by selling off their assets in order to pay for medical insurance costs every year. However, if they can work and have an annual income to make the payments, they 'should' carry their own insurance.
I don't like the system there though, so I might just want to stick it to them out of spite (and hope that everyone else doesn't catch on to the program).
Cherie
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I am not a Neurologist, Physician, Nurse, or Hairdresser ... but I have learned that it is not such a great idea to give oneself a haircut after three margaritas
.