No Medicare is for the disabled and people 65 and over. Medicaid is for people who meet a certain requirement with assets/income etc. Medicare is a payroll tax that most of us pay.

Unless one is very wealthy when you are 65 and over or disabled, it's going to be so hard to predict how much money you need, that it's a hard thing to say we can care for ourselves because there are so many unknowns on what the future brings especially once one is not working and on a fixed income. So I would think this doesn't apply to much of the population. When I become disabled or 65,I won't have enough money to know for sure I can always pay for my health insurance and everything else I need.

As far as hiding assets to illegally obtain help, I agree it is wrong.