don't be embarrassed dear !

medical expenses are now the major cause of bankruptcy, so you have a LOT of company these days...

Medical Bills Leading Cause of Bankruptcy, Harvard Study Finds

http://www.consumeraffairs.com/news0...tcy_study.html

sadly it's becoming increasingly common, as profit-motive has taken over the healthcare industry, and it's the main reason I favor single-payer healthcare.

http://en.wikipedia.org/wiki/Single-payer_health_care