A little over a year ago I traded my Dodge Ram P/U (10 mpg, on a good day ) for a Scion Xb (32 mpg ) The payments for the Xb are higher but I save more in gas than the increase in the payment.

Even @ 32 mpg, @ $4+ per gallon my trips are planned. The days of just going out for a drive are just memories.

I use on line bill pay from my bank, save a little on stamps and a trip to the post office.