Frank, are you sure it's not cheaper to do the mail order? My insurance has the option and it's actually cheaper if I did the three month at a time. As it is right now I go to the local pharmacy because it's easier and I like having my meds in hand. I should do it though now that funds are getting more scarce around this house. Now I just have to convince my doc to write a script for a year rather than every three months so I am sure not to be left without meds.

My cost breakdown.

Local pharmacy: $22 a month for name brand, non formulated, $3 for generics and $9 for namebrand approved meds every month.

Mail in: $22 every three months for name brand, non formulated, $3 every three months for generic and $9 every three months for name brand approved meds.

They offer this to save the insurance company more money by using a pharmacy that is cheaper.