Hi Hutch,
I am so sorry to hear everything you have gone through. It saddens me to know you have lost so much. I'm glad you have faith in God, I know it's helped Reed and I through so much! I wish i were more familiar with WC settlements and could help you. I have no idea what they generally settle for..wish I did. I hate having to deal with them but Reed's doc says they have actually been one of the easier insurance companies he's dealt with. I wish you luck in you case, and with everything! This forum has been a Godsend to us, and hopefully you will gain alot of useful info here..so welcome!