Dear Befuddled,
That's great that you walk. I have only been doing it once a week. Good luck with your brakes.

Dear Megveg,
Have you made friends with any of your teachers yet? Gone to see them in their office hours? Sometimes that helps to feel better about being in their class.

Dear Bizi,
That sounds like an amazing talk about money! I dislike talking about it and thinking about it -- probably the wrong approach.
Have fun at the concert. I have a goofy friend but at least she is not bossy.

Mari