For me, I think it helped that I could make the decision and then follow through over a long period of time.

Admittedly, I did not give into medical retirement with grace. I first downgraded my career aspirations, then limited my hours, next worked from home for 2 yrs . . . before I went down, still kicking. Even then, I originally only agreed to STD, then "temporary" LTD, as I really struggled with facing up to permanently leaving the workforce in my mid-40's. There was so much more I wanted to do.

After feeling sorry for myself for about one year, and going through the difficult "paperwork" process, I finally reckoned with the fact. It WAS, without a doubt, the best thing I could have done to reduce stress, find peace of mind, and protect my health as much as possible though.

It'll take time to adjust, but you will feel much better when all is said and done.

Cherie