Can't stand her!

It's hard to imagine being in uncontrolled debt, if I got anywhere near that, I'd never be able to sleep!

I can see how it could happen, I have self-imposed limits on all my cards, they hate doing it, but I insist on it. Yesterday a replacement card came for an expiring one and they upped my limit to a sum that's higher than my annual income! Gee, how can people go into debt so easily?