NeuroTalk Support Groups - View Single Post - Medicare Advantage plans

FaithS · 11-18-2008, 09:16 AM

Quote:

Originally Posted by jprinz99

I have neither. I have Social Security-Disabilty, but not SSDI (SSI and SSDI are income based, mine is based purely on a permanent disabilty thus I was granted early Social Security benefts due to disabilty before 65 y/o). I used to get a small SSDI check as I was below poverty limits and disabled, but am now $200 over the limit, thus just SSD benefits. (My checks actually say say SSD).

If you get any amount of SSI or SSDI you qualify for Medicaid in Virginia. Since I no longer get any SSI or SSDI I no longer meet the income test. I pay full premiums, copays, etc for Medicare and perscriptions. This is why I am looking into an Advantage program.

I am still confused. SSDI is not an income based program. It pays monthly cash benefits to people who are unable to work for a year or more because of a disability, if they have worked long enough and paid Social Security taxes. Income and assets are not considered.

Medicare is available for SSDI recipients who have been receiving SSDI for 24 months. It is also not income based. Medicaid is available to SSI recipients. If you are receiving SSDI alone, Medicaid is not available.

You may be able to receive assistance with your questions through your financial advisor, or through your pharmacy. You may wish to clarify, first, with Social Security, what program you are receiving benefits from. See http://www.ssa.gov/disability/ for clarifcation.

I won't argue with you regarding what your check says. But, your information about SSDI being income based is incorrect.

~ Faith