Yes, what Cherie said about the forms. I had gotten disability insurance before I ever had a problem, but it would have been near impossible had I tried afterwards. Life insurance is another matter too. Ugh.... the insurance underwriters really look for stuff to deny you or up your rate.

Also, LTC insurance is a good thing to get too before any type of treatment--if you can afford it. You're far more likely to need long-term care with MS than without MS, so once there's a diagnosed problem (or a real suggestion of one) you might have problems getting that kind of insurance at a reasonable rate.

Look into your options, get the questionnaires, and see what they ask.

Best of luck!