Hi Hola, have you tried applying for SSI? This is totaly different from Social Secruity. You never have to work to get SSI...at least in my state..you just have to be unable to work. If I am right, you also get a medical card. Before I took disability retirement, I checked into SSI and was told that with MS, I did qualify, but I decided against drawing it because I got more money from my disability retirement. My brother was in the same boat as you....didn't have enough "quarters" (work credits) paid in, but he does get SSI..good luck to you..God Bless