jean and boann,

I have everything autodrafted except credit cards because they change so much[for me]. Paying online got me into a whole lot of trouble - so I still write checks for them. I still owe back taxes, not too much, but have even let IRS letters sit there and look up at me and give me a stomach ache. So I am putting that payment on auto draft. That's when I realized that I was in trouble - when I found out that I owed taxes for last year and didn't do a thing about it for a few months.

They were very nice about setting up payments and filing a very late extension.