Oh gosh Sandy,
Wish I had an answer, we don;t look at ours. Last year before market went zonko we had everything in a CD as hubby will retire next year, if he can.

But, I opened your thread as I thought you needed help with soup STOCK! lol
I was already to tell you the fun I have cooking fromwatching the elders and making my fresh stock soups and gravies,

LOL, I guess at 54 I am an old hearted soul.
But, ing should have a consultant to answer all your questions. When we were considering putting the 95% or so in CD"s we talked to ours.
Good luck
di