I read an article a while back that said that retirment can actually cost more than many "experts" think. They point out the saves but not the new expenses. You get 40 hours or so back that needs to be filled. It went on to state that most people who retire prefer not to sit at home all day and actually spend more time and money on socializing and hobbies. Potentially more lunches out, more movies, more golf, more books, etc. If shopping is someones hobby I hope they have a lot of money saved up.