Hmmmmm....
What if you said, "Honey, you know I love you. I'll be glad to help you when you begin helping yourself. Call me back when you're ready to take this seriously -- your family does."
I dunno. Just the first thing that popped in my head.
Hey, CayoKay? Where are you?
Mel, Kay had a very very needy friend for several months. I'll bet she could enlighten you.