New York is an equitable distribution state as oppossed to a common property state. For example money or property from inheritance to him would remain his but the interest or appreciation in value since the inheritance would be marital property. Seperate bank accounts is a big factor also in how property is distributed in divorce. The fact that he is on disability and has limited future earning capacity will also work in his favor. He seems to have his ducks in a row, she d better smarten up.