I have my own private insurance that my dad is nice enough to pay for me. I have a pretty high deductible (think it's $2500)

I'm not on public assistance at all. Again my dad is a nice guy and feeds me, buys me clothes (I'm cheap on clothes. I wear Walmart t-shirts and jeans, and I love getting stuff on clearance) and he puts gas in my car. (I take my mom to all her appointments and wherever she wants to go...so that's fair)

I stay home with my mom during the day so that she doesnt get into trouble (if she falls, I'll go help her up, I feed her lunch or take her somewhere to eat) I dont go out much, but my dad will occasionally give me $20 every once in awhile to go to a movie or dinner with my boyfriend.

Sometimes he buys me yarn for my crochet and knitting obsessions, but I have TONS of yarn that I amassed back when I actually had a job, so it's not often I ask him to buy me yarn (I've been giving him some of my stash for his knitting hobby, so him buying me some yarn occasionally is his way of reimbursing me for him raiding my yarn stash)

I am going to school (again, thanks to my dad) at the local community college. I cant concentrate on more than one class at a time, so it's taking me awhile. (if I do two classes, one I'll pass, and the other I'll usually fail, so it's easier on my brain to do one class at a time) I'm trying to get a certificate for doing medical transcription. I'm pretty close to finishing it tho.

Hopefully I'll finish my classes soon and will get a nice transcription job (if I can get one where I can work at home, that would be great!) and hopefully I'll be able to start taking on some of the bills that my dad has been nice enough to pay for me. Maybe I'll at least be able to pay him rent money again. With any luck, maybe I'll be able to get a job somewhere that will give me some nice insurance that doesnt have such a high deductible. (altho, I'm scared to give up my private insurance if I were to get a job that offers insurance)

I'm just scared that the MS will blindside me (again...first big symptom was optic neuritis) and that it'll screw up my ability to actually work.

I guess if I lose my insurance I'll have to go for the soon-to-be socialized medicine. I dont hold out much hope for the socialized medicine tho, with all the talk about them "rationing" healthcare for people who have serious chronic medical conditions or for people who are older. (I'm only *almost* 40, but I've got the chronic medical condition) I still dont know what they mean about them disciplining the doctors that might not comply with the regulations they're talking about implementing. (I'm guessing that must have something to do with the "rationing".)

I'm not trying to make this a political thread by mentioning the socialized health care. I just dont quite understand how it's going to work, and the stuff that's being mentioned in the media about it is creeping me out about the whole thing. I'd almost rather pay exorbitant prices to keep my private insurance than have to have my healthcare "rationed" or withheld altogether because of my age or the possible seriousness of my MS.