I live in Paducah Kentucky and applied for SSDI on January 2, 2009 for diabetic neuropathy and diabetic nephrology. I had all of my doctors write statements of my disability etc...I was denied on February 16, 2009 however I was approved for LTD benefits from Metlife after exhausting my STD benefits from Metlife. Once approved for LTD I was released from my employer. After receiving my denial letter, I decided to hire Allsup for the appeal process.
I can say this so far after reading posts from several different websites...
I would have hired an attorney or disability advocate at the beginning. This is my only regret.
Mostly EVERYONE is denied at first however you must not give up! I would apply as soon as possible but before you apply make sure your doctors are going to support you in the process. Also age has a factor as well. I am 45yrs old.
Visit this website I found it very very helpful
http://www.disabilityinsuranceforums...?NoCookies=Yes
then select Disability Insurance Claims Advice..
I hope all works out for you and your husband.