Does anyone know when collecting LTD benefits and you are approved for SSDI how they determine what your LTD provider receives? For example, I collect $2916 a month on LTD benefits this amount does not include credit for my dependent children. I spoke with Allsup today and they will be including my dependent children so if approved my benefits will include money for them. My question is this if my LTD provider total benefits paid to me end up being lets say $2916 for 2 years - $69,984 and my retro SSDI benefits exceed this amount do they get to keep the total amount or will the difference be sent to me? Allsup could not answer this question.

Thanks