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Old 03-16-2009, 09:59 PM
Janke Janke is offline
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Join Date: Sep 2008
Posts: 686
15 yr Member
Janke Janke is offline
Member
 
Join Date: Sep 2008
Posts: 686
15 yr Member
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There is a benefit for Disabled Surviving Divorced Spouse if the ex-spouse is at least age 50 and becomes disabled during the prescribed period. The prescribed period is a bit complex, but the general rule is that the ex-spouse must have become disabled within 7 years of the divorce.

If the ex-spouse is not yet 50 and the working spouse is not dead, there are no benefits at all.

If any spouse or ex-spouse chooses to file a claim on a current or former spouse before full retirement age (heading up to age 68) there is a permanent reduction in monthly benefits for applying before full retirement age. Getting it for more years means less per month.
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