I cannot imagine life without my pets. I have a totally separate bank account specifically for medical needs and unexpected expenses for the pets....makes me feel better to have it just in case 'cos I'll go without before they do. It's not that much but it's enough to get me through an unexpected emergency.
Pets bring so much enjoyment to life.....get a dog and relax and enjoy him or her. But please, get one from a reputable individual or shelter. A rescued pet is a double blessing. I know....I've got two!