Simple answer: I live in Canada. By law, if you go out on disability, they have to retain a position for you when you are able to return. It does not have to be the same position you were working before you went out, but employers are required to take you back when you are able.

I understand there are similar laws in the US but they are not enforced equally across states. I think you'll need to look into the Americans with disabilities act and how it is handled where you are to see how safe you will be.

I also have a great employer who treated me right through the whole process. They know my work ethic and were very happy to have me back as soon as I was able; they are treating me very well with the graduated return to work. Of course, where I was on short and then long term disability they are not paying my salary, the insurance company was and is so my time away was not difficult for them except for finding someone to pick up the load while I was out.

Brian.