Denial of claim, of course.
We appealed it, it was postponed and rescheduled a couple of times and finally 2 yrs after the date of claim I had my hearing- or was supposed to be - they made an offer to settle right at time of hearing.
so i had atty make a counter offer.
Back and forth a few times until we agreed on the amount-
since I was getting better while not working I accepted it. But that was just best for me , everyone's case is different.

But my atty did tell me it was a possibility of that happening so I had some idea of what amount I might accept.