I just want to clarify something, btw .. I will be having to spend a decent bit of my back-pay on various necessities of life over time. However I'm blessed enough to be in a situation where I won't have to spend a big chunk of that money until I'm ready to. My family wants me to be able to buy myself a home down the road so I can survive on my own without havnig to pay .. monthy rent for one example. If I'm gonna be in a spot where I can buy a dang home why would SSI tell me I cant have that money in savings where I can hopefully do that when I'm ready to? Thats all that's about. I don't want anyone to think I'm just gonna have all this money to spend on random crap. I just live with my elderly grandparents and they want me to have a home of my own when they're gone .. so I'll get to keep a big portion of my back-pay thanks to their generosity.