If you have "nice" pawn shops near you I'd suggest looking in them also.

I found a nice Olympus for 150.00 reg sells for 350.00 - checked that when I got it home.

before I bought it -I asked if I find that something is wrong with it can I return for my money back and they said yes for up to 2 weeks.
It also came with an additional memory chip.

I did have to download the manual from the Olympus website and I saved as a pdf but that was easy and fine with me.

I took a bunch of pics experimenting/ trying all the settings at home and found no problems so I kept it.