I wrote a long explanation, but it didn't post for some reason. Suffice it to say, that when they hold our funds, they invest them and draw interest, which of course we are not entitled to. I figure they have probably made six to eight grand on my money alone! It will soon be nine months since I was ruled "fully favorable" by an alj! My established onset date is Jan. '03!!! In any other venue, this holding back owed money, without paying interest, would be considered a crime!!!